VIP Finance of Texas is s reputable institution that offers hassle-free title loans to consumers with vehicles.

Any person who has a steady income and ownership of a vehicle can receive a low-interest title loan from VIP. VIP will calculate a person’s loan amount by the value of his or her vehicle. Interested persons can contact the office or stop into any of the multiple locations for assistance. To receive a loan from VIP Finance of Texas, a consumer must have the following documentation and items:

Proof of Ownership

Before VIP can issue a title loan, it needs to verify that the applicant is the owner of the vehicle. Providing a clear Texas title is the perfect way to prove such ownership. Any person wishing to borrow money from VIP Finance will also need to have the vehicle on his or her person. VIP will inspect the vehicle for mechanical and physical defects, mileage and VIN number. It will then check the system for the appropriate value. Any offers that VIP makes to consumers will be based on the value of the vehicle.

VIP loans range from $300 to $6,000. The borrower is free to use the funds for any purpose he or she deems necessary.

Proof of Income

A person who wishes to borrow funds from VIP Finance will need proof of income. The consumer does not have to have a traditional job to qualify for help. However, the representatives at VIP will have to see that a person earns enough income to pay for a loan. Social Security benefits, disability, unemployment, and other income types qualify for an advance. Proof of income can be in the form a payments stubs or letters of income from an employer or financial party.

Proof of Residence

Proof of residence is important when a person is trying to establish trustworthiness. A title loan borrower must be a resident of Texas to qualify for loan products.

VIP may accept various items for proof of residence.

Some examples of proof of residence are lease copies, utility bills, bank statements, and benefit statements.

Extra Keys

A consumer who applies for help from VIP has a large chance of receiving a loan the same day.

VIP will need a copy of that person’s car keys for repossession purposes (if necessary). VIP will place a lien on the borrower’s vehicle until the end of the loan term. When a borrower is done repaying the advance, VIP will return the keys and remove the lien.

Consumers who need temporary loans can receive help for bills, bail bonds, vacations, purchases, auto repairs, home repairs and the like. VIP Finance offers amazingly low-interest rates, flexible installment arrangements, hefty loans, and superior customer service. Consumers in the Mesquite and Garland area can call 214-319-6699. Consumers who live in the Grand Prairie area can call 817-265-2274. Alternatively, interested persons can visit a local branch without an appointment.