Title Loans Richardson, TX
Is a Title Loan Right for You?
Titlemax Title Loans Richardson TX: What Local Competitors Won’t Tell You
- Locally Owned Business – Other title loan businesses may be run by out-of-state entities. This means that they are run under laws that may be more favorable to them. That’s not how VIP Finance is run. We operate under Texas state law. We care about our community and Texas citizens.
- Clear Terms That Make Sense – the other guys won’t tell you about what happens at the end of the month if you don’t repay your loan in full. They often take your loan and roll it over into a new loan. This compounds your interest to be paid. By the time you finish paying, you could have effectively paid 150-300%! Our rate is 6%, and we help you plan out the loan in a term from 4-12 months. This means you know what you owe each month and you have a clear idea of when you’ll be repaid in full with no surprises.
- Lowest APR in the Industry – Shop around with our competitors and just ask what their APR is. Ours is an industry low at 6% ARP. Other title loan business claim to have low rates, but the truth is that they charge interest if you’re unable to pay within one month. This is how many people end up paying 150 or even 300% APR!
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Not everyone who applies for a loan understands what an annual percentage rate is or how it works. A high APR can keep you from paying off your loans on time. Fortunately, VIP Finance offers the lowest APR in the industry.
Acquiring an auto title loan is an ideal choice if you need cash for emergency situations, like medical concerns. It offers a short-term loan where you use your car title as collateral given that you’re the lien holder. Since the loan is short-term, borrowers usually...
In simple terms, a salvage title loan is a title loan taken out for a car which has been ‘totaled’ (i.e. a total loss, or the repairs would cost more than the value of the car).
Car title loans and payday loans are both short-term loans with many similarities. However, they differ in payment plans, interest rates, and other features. Read on to find out which loan suits you.
If you are already planning fiscally for 2019, then consider a title loan buyout so you can start the New Year with a lower-interest title loan & more cash in your pocket!
The holidays can be expensive! Consider a title loan from VIP Finance of Texas to help out Santa this holiday season and spread that winter cheer.
Tis the season to be thankful & VIP Finance is thankful for you! Check out all the perks of a new title loan & see all that you have to be thankful for.
We at VIP Finance of Texas want the best for you. Which is why we want to make sure you know the questions to ask to get the best car title loans.
VIP Finance of Texas wants our customers to get the best interest rates and the best terms with the best title loan company in Texas. Here’s what you need to know about interest rates.
Money in > money out. Sounds simple, but VIP Finance of Texas knows that budgets aren’t easy. Use these 4 tips to create a budget you can stick to!
Ready to get started? Apply today and get your money!
VIP Finance of Texas
VIP has been in business since 1989 as the 1st Auto Title Lender in the DFW Metroplex. We are locally owned and operated here in the DFW area in the great state of Texas. This creates quite a few benefits for our customers. For example, because we are not a big corporation our policies are flexible based on different situations.
Also, we are a Registered Creditor with the state of Texas and governed by Texas laws, which is rare in this industry. Most of our competitors are out of state lenders governed by out of state laws that are more favorable to them.
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