People with bad credit scores are in a difficult position. They may not have a house or other significant asset that will qualify them for a loan from a traditional lender, so they look to other less appealing alternatives; among which are lenders who will charge very high-interest rates. When these borrowers have difficulties making their payments and need to extend the terms of their loans, these non-traditional lenders add even more interest to the balance and late fees and penalties in addition to that. This makes it impossible for them to repay their loans in full in a timely manner.

If you own a car, truck or a van, you have an alternative to the types of lenders

Your car, truck or van entitles you to apply for a car title loan from VIP Finance. In contrast to the non-traditional lenders that take advantage of the fact that you have bad credit, our company does not do this. We will not ask to perform a credit check, so we will not know whether or not you have a bankruptcy or a foreclosure on your reports.

Qualifying for a car title loan will not depend on your past credit history

It will depend on the value of your vehicle. However, you will not have to give up your car to receive a loan from us. You will be able to apply for a car title loan and receive the money without having to leave your car with us. Because you can keep your vehicle, you will continue to have transportation to work, and you won’t have to worry that you will not be able to make your monthly payments because you cannot drive to your job.

If you have had a vehicle repossessed before, you can still qualify for a loan with us. If you have tax liens, this does not matter either. If you have recently gone to several other lenders and were turned down by everyone, this will not prevent you from receiving a loan from us.

If you can present the vehicle’s title, provide us with proof of your income and a document proving that you reside in Texas, you can qualify for our loans.

The entire process is so easy and fast. You may have the money you need in a matter of 30 minutes.

VIP Finance will want to inspect your vehicle and determine how much money you qualify to borrow, but you could have the check in your hands within minutes rather than weeks like would occur if you went to a traditional lender.

Traditional lenders need to spend weeks verifying the information you give them. Our professionals can approve you for a car title loan Lewisville in about a half hour.

VIP Finance does not want to take advantage of your situation.

You will learn how much you will need to pay each month before you accept the loan.