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It’s Simple. All loans at 6% with all fees included and durations for 4 to 12 months.
Your Balance Lowers with Every Payment!

How it Works

If we can’t save you money, we don’t deserve your business. Let’s show you how it works.

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We have the LOWEST rates in TEXAS. We have the PROOF of other companies contracts vs ours!

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We have 6 convenient locations for you to choose from. One is certain to be close to you.


How It Works

SUV Title Loan Is a Title Loan Right for You?

Texas car title loans are used by people for different reasons. Sometimes we help small business owners who have had unexpected expenses pop up. Other times we help sales professionals who are waiting for commission checks to come through. Whatever your profession or need, VIP Finance can help alleviate cash flow bottlenecks and get you the money you need.

What You Need to Bring with You

There are just a few items you will need to bring with you to get a VIP Finance car title loan.
  • Vehicle – We’ll have to do a simple vehicle inspection when you arrive to one of our six locations.
  • Texas Car Title – This is proof that you own the car. There should be no liens on the car, and anyone who listed on the Texas car title will have to come as well.
  • Proof of Insurance – You will need to have liability, Comprehensive & Collision, and Mechanical Breakdown insurance.
  • Proof of Income – You need proof that you will be able to pay off your Texas car title loan.
  • Residential Proof – Lastly, you must have proof that you live in Texas.
When you come in with these documents, you can quickly leave with your loan. You keep your vehicle, we just put a lien on the Texas car title. Once your loan is paid off, the lien is taken off. And remember that there is no penalty for paying early!

What Makes Texas Car Title Loans with VIP Finance Different

If you’re looking online for title loans in Texas, you might be asking yourself just what makes VIP Finance of Texas different from our competitors? Many of our competitors say that they want to save you money, but the proof is clear. Take a look at the facts.
  • Clear Percentage – At VIP finance of Texas, we use a clear annual percentage rate (APR) to plan out your loan. Our rates are set at a maximum of 6% APR. We have the lowest total payback in the industry. This means that you can potentially be saving hundreds or even thousands of dollars through the life of your loan.
  • Clear Terms – We have repayment terms that range from four to twelve months. Many of our competitors only allow a maximum term of one month. That means you have to start a new loan each month to stay current! You can potentially be paying an effective rate of over 150% by the time you’re done repaying such a loan. At VIP, we plan your loan out for up to a year, so you know exactly what you owe and how long it will take to repay.

Need Money Today? No Problem.

Life is full of small surprises. Whether you need money to pay for unexpected expenses or just to hold you over to your next check, you can count on VIP Finance of Texas to help. We are a locally owned and operated company serving the needs of the Dallas and Fort Worth area. Just bring the above documents to any of our six locations and expect to leave quickly with your loan.  


Hickory Creek / Lewisville
Mid Cities

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VIP has been in business since 1989 as the 1st Auto Title Lender in the DFW Metroplex. We are locally owned and operated here in the DFW area in the great state of Texas. This creates quite a few benefits for our customers. For example because we are not a big corporation our policies are flexible based on different situations.

Also we are a Registered Lender with the state of Texas and governed by the Texas’ laws, which is rare in this industry. Most of our competitors are out of state lenders governed by out of state laws that are more favorable to them.

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Actual Competitors Contracts

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