How It Works
Get started by applying today
Getting started is as easy as 1-2-3
Getting started with VIP FInance is easy! Just follow the steps below and you’ll be well on your way to receiving your title loan.
1. Fill Out and Email Your Application
2. Bring In:
Title (if you have it)
Proof of residence (utility bill)
Proof of income (paystub or bank statement)
3. Sign and Pick Up Your Money in 15 Minutes
Apply Today to Start
Commonly Asked Questions
Is a Texas Title Loan Right for You?
Texas car title loans are used by people for many different reasons.
Sometimes we help small business owners who have had unexpected expenses pop up. Other times we help sales professionals who are waiting for commission checks to come through.
Whatever your profession or need, VIP Finance can help alleviate cash flow bottlenecks and get you the money you need, now!
Is a Title Loan Buyout Right for You?
If you have a loan from one of the other guys, then maybe a title loan buyout from VIP Finance of Texas will be your new best friend. We will pay off your old loan and save you hundreds!
We offer considerably lower interest rates than the other guys, plus, we buy all manners of title loans.
So, if you’re having trouble making your payments and need a company that pays off title loans, come in today to see why we’re the best in Texas.
We buy title loans from our competitors often, because it’s a win-win-lose.
You win by getting a lower rate, we win by gaining your business and our competitors don’t get to take your car.
That seems fair to us.
What Do You Need to Bring?
There are just a few items you will need to bring with you to get a VIP Finance car title loan.
- Vehicle – We’ll have to do a simple vehicle inspection when you arrive at one of our six locations.
- Texas Car Title– This is proof that you own the car. There should be no liens on the car, and anyone who listed on the Texas car title will have to come as well.
- Proof of Insurance– You will need to have liability, Comprehensive & Collision, and Mechanical Breakdown insurance.
- Proof of Income– You need proof that you will be able to pay off your Texas car title loan.
- Residential Proof– Lastly, you must have proof that you live in Texas.
When you come in with these documents, you can quickly leave with your loan.
You keep your vehicle, we just put a lien on the Texas car title. And once your loan is paid off, the lien is taken off.
If you need the buyout of an existing title loan, then just bring the above items plus your old title loan. We will do the rest!
We have offered title loan help to many happy customers, and we can help you too!
What Makes Texas Car Title Loans with VIP Finance Different
If you’re looking online for title loans in Texas, you might be asking yourself just what makes VIP Finance of Texas different from our competitors?
Many of our competitors say that they want to save you money or that they’re ‘different’, but the proof is clear. Take a look at the facts and see why when we say we offer title loan help, we mean it!
- Clear Percentage – At VIP finance of Texas, we use a clear annual percentage rate (APR) to plan out your loan. Our rates are set at 6% APR, that’s all – 6%.
We have the lowest total payback in the industry. This means that you can potentially be saving hundreds or even thousands of dollars through the life of your loan. Even if it’s halfway through your loan term with someone else, you can still save hundreds or more by switching to us for a title loan buyout.
- Clear Terms– We have repayment terms that range from four to twelve months. Many of our competitors only allow a maximum term of one That means you have to start a new loan each month to stay current!
You can potentially be paying an effective rate of over 150% by the time you’re done repaying such a loan. At VIP, we plan your loan out for up to a year, so you know exactly what you owe and how long it will take to repay.
Need Money Today? No Problem. A Texas Title Loan Could Be Your Answer!
Life is full of small surprises. Whether you need money to pay for unexpected expenses or just to hold you over to your next check, you can count on VIP Finance of Texas to help.
Want to know when you SHOULDN’T get a Texas car title loan? VIP Finance wants you to have all the information, including when you DON’T need a title loan. Learn more here.
It’s important to know industry standards for APRs so you know which is best for you! Here is the breakdown for Personal, Payday, & Title Loan APRs!
Need a better title loan? Come into VIP Finance of Texas for our title loan buyouts – with APR of just 6% and terms up to 12 months, we always beat the competition.
VIP Finance of Texas knows we are the best in the industry, but unfortunately, that’s what everyone says (even when their numbers can’t back it up). So, we decided to show you the biggest advantages you get when you choose a car title loan from VIP Finance of Texas.
We have so many clients asking us how they can know the worth or title loan value of their car before they come in. That’s why we wanted to put together a guide that will let you know how to calculate your car title loan worth, as well as how to get the most for it!
Texas car title loans can be a great choice if you are strapped for cash – or they can be a terrible choice, all depending on your situation, your needs, and your Texas car title loan company.
If you are searching for ‘loan companies near me’, then we’d love to help you out! VIP Finance of Texas has six area locations so you never have to waste hours driving to and from your title loan company.
Getting started with your VIP Finance car title loan is truly as simple as 1, 2, 3! Because we don’t want to make our process long, confusing, or exclusive. Instead, we want all of our customers to fully understand what’s needed, what will be done, due dates, and more.
It seems that everyone has debt of some kind lately, but the type you often have to watch out for the most is credit card debt. Credit card companies can sometimes have the highest interest rates when you miss a payment or get a cash advance, and they can hurt your credit score, making it seem impossible to pay off your debt.
VIP Finance of Texas understands that getting your money right can be difficult when life, credit cards, student debt, and mortgages are so expensive. That’s why we wanted to talk about the options for people with low (or no) credit who need a loan now.
Ready to get started? Apply today and get your money!
VIP Finance of Texas
VIP has been in business since 1989 as the 1st Auto Title Lender in the DFW Metroplex. We are locally owned and operated here in the DFW area in the great state of Texas. This creates quite a few benefits for our customers. For example, because we are not a big corporation our policies are flexible based on different situations.
Also, we are a Registered Creditor with the state of Texas and governed by Texas laws, which is rare in this industry. Most of our competitors are out of state lenders governed by out of state laws that are more favorable to them.
Monday - Friday: 9:00am - 7:00pm