Unforeseen events, such as a health emergency or an unexpected house repair, may have you feeling helpless and stressing over where to get cash to pay off those bills that keep piling up. But here in Texas, car title loans are one of the most common ways to get extra funding fast. Once you have completed your application, your car can be appraised right away!

Your car’s condition largely determines the amount you can borrow, which will serve as the loan collateral. Mileage may be a major factor in determining your car’s value, but it is far from the only one. The other factors considered in the appraisal may even help offset a relatively high mileage.

First Impressions Last

First impressions always matter. The outside appearance of your car will be the first thing an appraiser notices. Make sure to repair any issues like dents and dings or paint scratches on your car, no matter how small. Wash your car regularly and have it waxed a few times a year, as well. This not only keeps it shiny but also helps protect it from oxidation.

Perform Regular Maintenance

Regular maintenance is the lifeblood of a well-maintained car. Regularly changing your car’s oil keeps its engine performing smoothly and helps prevent weird engine noises from creeping up. Check on your tire pressure and exhaust system regularly, too. Properly inflated tires can improve mileage by up to 3% while black exhaust smoke may be a sign your car is burning too much fuel.

Keep Records of Your Upkeep

Keep a record of all the repairs and maintenance work done to your car, particularly the receipts. Remember to include documentation on any additional work or detailing, such as new spoiler or window tint, as well. These records serve as proof of your consistent upkeep and result in a favorable appraisal.

Here at VIP Finance of Texas, Inc., we can get your car appraised and your loan approved in as little as 30 minutes — all you need to do is to bring your application, necessary documents, and your car! Contact us here or visit any of our six locations to apply for a title loan today!