It isn’t always easy to get a loan, especially when you had credit problems in the past or you need the money right away.

At VIP Finance of Texas, we make it easy for you. As long as you own your vehicle, you can apply for an immediate loan ranging from $300 to $6,000. We just ask that you bring verification of your monthly income and your current residence. If you have them available, we also appreciate you providing an extra set of keys and your clear Texas title.

Before we approve your loan, we need to inspect your car to ensure that it is in good condition for resale.

However, you are free to keep your car during your loan period. Our company puts a lien on your title in the unlikely event that you fail to repay your loan and we must sell the car to recoup our funds.

Compare VIP Finance of Texas to Other Car Title Loan Companies

Unfortunately, some lenders take advantage of people who may be in a desperate financial situation by charging an extremely high-interest rate. At VIP Finance of Texas, we offer complete transparency throughout the loan process. This starts with the application where we clearly state our current interest rates. We have researched our competition in the local area and are confident we can beat anyone’s interest rates and other loan terms. In some cases, other title loan companies charge an annual percentage rate that is equivalent to more than 300 percent. We encourage you to do your homework so you aren’t stuck paying such high rates just because you need money quickly.

We Offer the Flexibility You Need

Unlike other title loan companies that charge much higher rates, you can get a title loan from us even if your vehicle is not yet paid in full.

You can even use your loan proceeds to pay off your car loan. We don’t have any restrictions on how you use the money. Also, since we are locally owned and operated, we are willing to work with our customers if they miss a payment or have trouble keeping up with the original monthly payment amount. We understand that situations happen out of your control and want to make things as stress-free as possible for you.

Guaranteed Approval with Consistent Income

We don’t discriminate against people who receive their monthly income from disability, social security or another form of non-earned income. The fact that you receive money every month is more important than what you do to receive it. We will approve your loan request as long as we can confirm that you receive consistent monthly income. Even if you’ve had major delinquencies in the past, you can still get a loan with VIP Finance of Texas.