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It’s Simple. All loans at 6% with all fees included and durations for 4 to 12 months.
Your Balance Lowers with Every Payment!

How it Works

If we can’t save you money, we don’t deserve your business. Let’s show you how it works.

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We have the LOWEST rates in TEXAS. We have the PROOF of other companies contracts vs ours!

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We have 6 convenient locations for you to choose from. One is certain to be close to you.


Switching for Savings!

Making a switch.

VIP Finance Strives to be the best and have the cheapest title loan rates in the DFW area. We look in many different areas to try and save money, to pass the saving on to our customers in the form of lower rates.

This is why we at VIP Finance are the best in the industry. As many I am sure you are aware, any time you make a change, big or small, things can happen. VIP Finance of Texas, Inc. will be switching its internet and phone service provider very soon. We are not expecting any problems, but we want our valued customers to be aware there might be a temporary outage. If for some reason you call, and are having trouble getting through, please be patient as we are changing phone an internet providers.

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Questions to ask before getting a loan

Top Questions Responsible Borrowers Ask

VIP Finance is here to help. Whether you are taking out a title loan,

or talking to the bank, these are just some general questions we think you should be asking yourself.

  • Why am I borrowing this money?
  • Is this a wise financial decision?
  • Am I solving a want or a need?
  • Is there a better alternative?
  • How much is this really going to cost me?
  • Can I afford the payments?
  • What would happen if I am laid off or lose hours at work?
  • What would happen if I don’t borrow the money?
  • What happens if I can’t make the payments?

Being in a debt trap is no fun.

Always having to look over your shoulder to see who is following you is no fun. Having collection agencies call during dinner is no fun. Receiving threating letters in the mail is no fun. There are ways to avoid this. Sometimes, if we slow down,

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5 Alternatives to Getting a Title Loan

VIP Finance is always here to help. Sometimes, that involves pointing people in a
different direct than getting a title loan with us. We want what is best for you, even
if that means not getting a loan with us but considering the other options that you
have to solve your particular financial problem. Below, are 5 alternatives to getting
a title loan from @VIP Finance or someone else

1. Borrow it from a friend or relative, you might be able to get an interest free
loan from someone that will be more flexible with the terms.

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Best Way to Get a Title Loan In South Dallas

@VIP Finance is your one stop title loan source for the Duncanville, Irving, Desoto,

Waxahachie, Red Oak area. We have been a locally family owned and operated title

loan business in the DFW area for over 20 years now.

We specialize in only title

loans. This is great news for the consumer. You wont ever have to worry about us

trying to offer you any other crazy, convoluted loan products.

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Happy Halloween and Fall! Updates for Richardson in Full Swing!

What a wonderful time of year. The leaves are changing, temperatures are

dropping, fall festivals are happening, and the pumpkins are in front of stores. @VIP

Finance would like to wish everyone a very happy and safe Halloween. We hope the

kids manage to find some treats, and have a wonderful time.

Just like your families,

there are a lot of happenings at VIP Finance too.

To help with the fun, VIP Finance is going to have shortened hours on Halloween on

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Hickory Creek / Lewisville
Mid Cities

Minimum and Maximum Period for Repayment range from 4 Months to 12 Months!Maximum 6% APR Including All Fees!

SignUp for Promotions and Specials

Sign up for promotions and receive a CASH referral card!

VIP has been in business since 1989 as the 1st Auto Title Lender in the DFW Metroplex. We are locally owned and operated here in the DFW area in the great state of Texas. This creates quite a few benefits for our customers. For example because we are not a big corporation our policies are flexible based on different situations.

Also we are a Registered Lender with the state of Texas and governed by the Texas’ laws, which is rare in this industry. Most of our competitors are out of state lenders governed by out of state laws that are more favorable to them.

SignUp for Promotions and Specials

dallas title loan discount

Loan Referral Card

Good for 1 new loan or buy out only! CLICK HERE for Card!


Actual Competitors Contracts

Want to see the proof of real contracts and why we’re the cheapest? Compare Our Rates!