There are times in your life when you need quick access to spendable cash. When the car that is your only means of reliable transportation breaks down and requires expensive repairs or you need to pay for an unexpected visit to the emergency room due to accident or illness, your budget is often stretched past the breaking point. You must find extra money somewhere to pay for these unplanned costs and still meet your regular obligations like rent and utilities. If you’re reluctant to approach family members for a loan and credit cards aren’t an option, consider a car title loan in Garland as a way to help you get back on your feet.

Why VIP Finance?

There are a number of reasons a car title loan can be a good option for you when you find yourself in a difficult financial situation.

The most important reason is the speed at which the loan is processed, which is the primary reason you’re considering this type of loan in the first place. Paperwork for most car title loans can be completed and you can walk away with cash in your hand within 48 hours. If you don’t have stellar credit, it doesn’t matter. Your car must be worth the amount of money you wish to borrow. If you aren’t making a car payment, there are no other requirements. If you don’t yet own your car, a car title loan company such as VIP Finance in the Dallas area can pay off the current loan and lend you the money you need for your emergency as well.

A car title loan company asks you to bring in the documentation that proves you own your car or are making payments on it. VIP Finance requires a clear auto title for the state of Texas as well as proof of income and residence.

Your car will be inspected by the experienced employees who know how to correctly assess its value. You won’t need to worry about a lowball estimate. You can be assured that you’ll get a loan for what your car is worth.

If you don’t have a car, you can still get an auto title loan.

Many companies like VIP Finance in Garland offer loans based on other types of transportation such as motorcycles or recreational vehicles.

If you’re a small business owner, you may even be able to get cash quickly based on the value of a piece of industrial equipment you own.

Your vehicle won’t be stored in a lot somewhere while you pay off the loan. You’ll be able to use it just as you do if you’re financing it. Competitive interest rates offered by VIP Finance will help you pay off the loan quickly without undue hardship to your finances.

However, if you find that you just can’t make a monthly payment, VIP Finance is willing to work with you to make other arrangements.

Dealing with money emergencies is stressful. Fortunately, companies like VIP Finance in Garland offer workable solutions to your problems.