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It’s Simple. All loans at 6% with all fees included and durations for 4 to 12 months.
Your Balance Lowers with Every Payment!

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If we can’t save you money, we don’t deserve your business. Let’s show you how it works.

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We have the LOWEST rates in TEXAS. We have the PROOF of other companies contracts vs ours!

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We have 6 convenient locations for you to choose from. One is certain to be close to you.


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Cheap title loans, long highway

Cheap Title Loans: The Good and the Bad

Title loans are a great option if you need some extra cash quickly, whether for an unexpected expense, financial emergency or any number of other reasons life can bring. We are the leader in cheap title loans, with the lowest payback in the industry! And we can tell you all you need to know about the highs and the lows, benefits and risks of cheap title loans!

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Texas Title Loan with cars on highway

Top Tips for Saving Money (With a Texas Title Loan)

There are few universals in the world, however, one absolute we at VIP Finance of Texas are sure of is that most everyone wants to save money, learn how to better manage their finances and keep household costs from growing unnecessarily (especially if you have a Texas title loan, mortgage, credit card balance or the seemingly ever-present student loan).

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title loan is a smart choice cash

4 Reasons a Title Loan is the Smart Choice

A Texas title loan is a great way to keep your vehicle while using it as collateral for your loan, and with rates much lower than traditional loans, and no credit checks (because credit doesn't matter, your car does) a title loan from VIP Finance of Texas is a great way to get cash in hand through a loan you can actually pay off!

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auto lights get rid of debt

Get Rid of Debt with Smart Borrowing Decisions

Sudden, inevitable life events such as losing a job or medical emergencies can be enough to drive one to apply for a loan. However, no matter how trivial the debt is, many find being in debt daunting.

The truth is, borrowing doesn’t always have to be a stressful experience. Making smart borrowing decisions can help you repay your loan easily.

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Hickory Creek / Lewisville
Mid Cities

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Sign up for promotions and receive a CASH referral card!

VIP has been in business since 1989 as the 1st Auto Title Lender in the DFW Metroplex. We are locally owned and operated here in the DFW area in the great state of Texas. This creates quite a few benefits for our customers. For example because we are not a big corporation our policies are flexible based on different situations.

Also we are a Registered Lender with the state of Texas and governed by the Texas’ laws, which is rare in this industry. Most of our competitors are out of state lenders governed by out of state laws that are more favorable to them.

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Loan Referral Card

Good for 1 new loan or buy out only! CLICK HERE for Card!


Actual Competitors Contracts

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